:root {
  --blue: #14274a;
  --blue-light: #1a3260;
  --gold: #c89b39;
  --gold-light: #d4ad55;
  --gold-pale: #f5eed8;
  --white: #ffffff;
  --off-white: #f8f6f1;
  --black: #111111;
  --muted: #5a5a5a;
  --border: #e4ddd0;
  --shadow: 0 4px 24px rgba(17,17,17,0.07);
  --shadow-lg: 0 12px 48px rgba(17,17,17,0.10);
  --radius: 12px;
  --radius-sm: 8px;
  --transition: 0.3s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: 'Source Sans 3', 'Segoe UI', Arial, sans-serif;
  color: var(--black);
  background: var(--white);
  line-height: 1.65;
  font-size: 16px;
}

h1, h2, h3 {
  font-family: 'Playfair Display', Georgia, serif;
  line-height: 1.25;
  font-weight: 700;
}

h1 em, h2 em { font-style: normal; color: var(--gold); }

a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }

.container {
  width: min(100% - 40px, 1140px);
  margin: 0 auto;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 32px;
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  text-align: center;
}
.btn-gold {
  background: var(--gold);
  color: var(--white);
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-1px); }
.btn-outline {
  border-color: var(--white);
  color: var(--white);
  background: transparent;
}
.btn-outline:hover { background: rgba(255,255,255,0.12); }
.btn-full { width: 100%; }

/* ===== HEADER ===== */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: var(--white);
  box-shadow: 0 2px 12px rgba(0,0,0,0.07);
  transition: background var(--transition), box-shadow var(--transition);
}
.header.scrolled {
  background: var(--white);
  box-shadow: 0 2px 20px rgba(0,0,0,0.12);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
}
.logo-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border: 1.5px solid var(--gold);
  border-radius: 50%;
  color: var(--gold);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}
.logo-label {
  font-size: 0.82rem;
  font-weight: 700;
  line-height: 1.3;
  color: var(--white);
}
.logo-img {
  height: 72px;
  width: auto;
  display: block;
}
.nav {
  display: flex;
  align-items: center;
  gap: 28px;
}
.nav a {
  color: var(--blue);
  font-size: 0.9rem;
  font-weight: 600;
  transition: color var(--transition);
}
.nav a:hover { color: var(--gold); }
.nav-cta {
  padding: 10px 22px !important;
  border: 1.5px solid var(--gold) !important;
  border-radius: var(--radius-sm);
  color: var(--gold) !important;
}
.nav-cta:hover { background: var(--gold) !important; color: var(--white) !important; }

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.burger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--blue);
  transition: all var(--transition);
}
.burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger.open span:nth-child(2) { opacity: 0; }
.burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(165deg, var(--blue) 0%, #0d1d38 60%, #091529 100%);
  color: var(--white);
  padding: 120px 0 80px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -40%; right: -20%;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(200,155,57,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-content { position: relative; max-width: 720px; }
.hero-badge {
  display: inline-block;
  padding: 6px 18px;
  border: 1px solid rgba(200,155,57,0.4);
  border-radius: 40px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.03em;
  margin-bottom: 28px;
}
.hero h1 {
  font-size: clamp(2rem, 5vw, 3.2rem);
  margin-bottom: 20px;
}
.hero-lead {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.82);
  margin-bottom: 36px;
  max-width: 580px;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 56px;
}
.hero-trust {
  display: flex;
  gap: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.trust-item strong {
  display: block;
  font-size: 1.5rem;
  color: var(--gold);
  font-family: 'Playfair Display', serif;
}
.trust-item span {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
}

/* ===== SECTIONS ===== */
.section {
  padding: 96px 0;
  scroll-margin-top: 80px;
}
.section-soft {
  background: var(--off-white);
}
.section-dark {
  background: var(--blue);
  color: var(--white);
}
.section-label {
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gold);
  margin-bottom: 12px;
}
.section-label.light { color: var(--gold-pale); }
.section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  margin-bottom: 20px;
}
.section-intro {
  max-width: 640px;
  color: var(--muted);
  margin-bottom: 40px;
}

/* ===== STATS ===== */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}
.stat-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 24px;
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition);
}
.stat-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.stat-number {
  display: block;
  font-family: 'Playfair Display', serif;
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--blue);
  margin-bottom: 8px;
}
.stat-text { font-size: 0.9rem; color: var(--muted); margin-bottom: 6px; }
.stat-source { font-size: 0.72rem; color: #aaa; display: block; }

.context-box {
  background: var(--blue);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px;
}
.context-box h3 {
  color: var(--gold);
  margin-bottom: 16px;
  font-size: 1.3rem;
}
.context-box p { color: rgba(255,255,255,0.82); margin-bottom: 12px; }
.context-box p:last-child { margin-bottom: 0; }

/* ===== SERVICES ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 28px;
  transition: transform var(--transition), box-shadow var(--transition);
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.service-icon {
  width: 48px; height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gold-pale);
  border-radius: 10px;
  color: var(--gold);
  margin-bottom: 20px;
}
.service-icon svg { width: 24px; height: 24px; }
.service-card h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
  color: var(--blue);
}
.service-card p { font-size: 0.95rem; color: var(--muted); }

/* ===== CALCULATOR ===== */
.calc-tabs {
  display: flex;
  gap: 4px;
  background: var(--off-white);
  border-radius: var(--radius-sm);
  padding: 4px;
  margin-bottom: 32px;
  overflow-x: auto;
}
.calc-tab {
  flex: 1;
  padding: 12px 20px;
  border: none;
  border-radius: 6px;
  background: transparent;
  font-family: 'Source Sans 3', sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.calc-tab.active {
  background: var(--white);
  color: var(--blue);
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}
.calc-tab:hover:not(.active) { color: var(--blue); }

.calc-panel { display: none; }
.calc-panel.active { display: block; }

.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}
.calc-inputs h3 {
  font-size: 1.3rem;
  color: var(--blue);
  margin-bottom: 8px;
}
.calc-desc {
  font-size: 0.92rem;
  color: var(--muted);
  margin-bottom: 24px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 4px;
  margin-bottom: 16px;
}
.field > span {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--black);
}
.input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: border-color var(--transition);
}
.input-wrap:focus-within { border-color: var(--gold); }
.input-wrap input {
  flex: 1;
  padding: 12px 14px;
  border: none;
  outline: none;
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  background: transparent;
}
.input-wrap em {
  padding: 0 14px;
  font-style: normal;
  font-weight: 600;
  color: var(--muted);
  background: var(--off-white);
  align-self: stretch;
  display: flex;
  align-items: center;
  font-size: 0.9rem;
}

.field select {
  padding: 12px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  background: var(--white);
  cursor: pointer;
  outline: none;
  transition: border-color var(--transition);
}
.field select:focus { border-color: var(--gold); }
.field small { font-size: 0.78rem; color: var(--muted); }

.calc-results {
  background: var(--blue);
  border-radius: var(--radius);
  padding: 36px;
  color: var(--white);
  position: sticky;
  top: 100px;
}
.result-title {
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin-bottom: 24px;
}
.result-total {
  font-family: 'Playfair Display', serif;
  font-size: 2.2rem;
  font-weight: 700;
  margin-bottom: 4px;
}
.result-percent {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 28px;
}
.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  font-size: 0.92rem;
}
.result-row:last-child { border-bottom: none; }
.result-row-label { color: rgba(255,255,255,0.75); }
.result-row-value { font-weight: 700; }
.result-row-total {
  border-top: 2px solid var(--gold);
  border-bottom: none;
  margin-top: 8px;
  padding-top: 16px;
}
.result-row-total .result-row-label { color: var(--white); font-weight: 700; }
.result-row-total .result-row-value { color: var(--gold); font-size: 1.1rem; }

.result-bar-wrap { margin: 24px 0 8px; }
.result-bar {
  display: flex;
  height: 10px;
  border-radius: 6px;
  overflow: hidden;
  gap: 2px;
}
.result-bar-segment { transition: width 0.5s ease; }
.result-bar-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 12px;
}
.legend-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
}
.legend-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

/* Cash-flow specific */
.result-cashflow-hero {
  text-align: center;
  padding: 20px 0 28px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 20px;
}
.cashflow-amount {
  font-family: 'Playfair Display', serif;
  font-size: 2.6rem;
  font-weight: 700;
}
.cashflow-positive { color: #4ecb71; }
.cashflow-negative { color: #f07070; }
.cashflow-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  margin-top: 4px;
}

/* Wealth simulation */
.ve-timeline { margin-top: 20px; }
.ve-year {
  display: grid;
  grid-template-columns: 50px 1fr 1fr;
  gap: 12px;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-size: 0.88rem;
}
.ve-year-label {
  font-weight: 700;
  color: var(--gold);
}
.ve-bar-wrap {
  margin-top: 24px;
}
.ve-bar-bg {
  height: 8px;
  background: rgba(255,255,255,0.1);
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 4px;
}
.ve-bar-fill {
  height: 100%;
  background: var(--gold);
  border-radius: 4px;
  transition: width 0.6s ease;
}

.calc-disclaimer {
  font-size: 0.82rem;
  color: var(--muted);
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
  text-align: center;
}

/* ===== COMPARISON ===== */
.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 32px;
}
.compare-card {
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 36px 28px;
}
.compare-card.highlight {
  border-color: var(--gold);
  background: rgba(200,155,57,0.08);
}
.compare-card h3 {
  font-size: 1.2rem;
  margin-bottom: 20px;
  color: var(--gold-pale);
}
.compare-card.highlight h3 { color: var(--gold); }
.compare-card ul { list-style: none; }
.compare-card li {
  padding: 8px 0 8px 24px;
  position: relative;
  font-size: 0.95rem;
  color: rgba(255,255,255,0.8);
}
.compare-card li::before {
  content: '';
  position: absolute;
  left: 0; top: 14px;
  width: 8px; height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.2);
}
.compare-card.highlight li::before { background: var(--gold); }
.compare-note {
  text-align: center;
  font-size: 0.95rem;
  color: rgba(255,255,255,0.6);
  font-style: italic;
}

/* ===== STEPS ===== */
.steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  counter-reset: step;
}
.step {
  position: relative;
  padding: 28px 20px;
  background: var(--off-white);
  border-radius: var(--radius);
  text-align: center;
}
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--blue);
  color: var(--gold);
  font-family: 'Playfair Display', serif;
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 16px;
}
.step h3 { font-size: 1rem; color: var(--blue); margin-bottom: 8px; }
.step p { font-size: 0.88rem; color: var(--muted); }

/* ===== ABOUT ===== */
.about-layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: center;
}
.about-tagline {
  font-size: 1.1rem;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 20px;
}
.about-text p { margin-bottom: 16px; color: var(--muted); }
.about-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}
.about-badges span {
  padding: 8px 18px;
  border: 1px solid var(--border);
  border-radius: 40px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--blue);
}
.about-image { display: flex; justify-content: center; }
.about-photo-placeholder {
  width: 100%;
  max-width: 360px;
  aspect-ratio: 3/4;
  background: var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.about-photo-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ===== EBOOK / LEAD MAGNET ===== */
.ebook-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.ebook-text h2 { color: var(--white); }
.ebook-text p { color: rgba(255,255,255,0.78); margin-bottom: 20px; }
.ebook-list li {
  padding: 6px 0 6px 24px;
  position: relative;
  color: rgba(255,255,255,0.82);
  font-size: 0.95rem;
}
.ebook-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

.form-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px;
  color: var(--black);
}
.form-card h3 { color: var(--blue); margin-bottom: 8px; }
.form-card > p { font-size: 0.92rem; color: var(--muted); margin-bottom: 24px; }

.field-light > span { color: var(--black); }
.field-light .input-wrap { background: var(--off-white); }
.field-light input { background: transparent; }

.consent-wrap {
  margin-bottom: 16px;
}
.consent-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.82rem;
  color: var(--muted);
  line-height: 1.5;
  cursor: pointer;
}
.consent-label input[type="checkbox"] {
  margin-top: 3px;
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  accent-color: var(--gold);
}
.consent-label a {
  color: var(--gold);
  text-decoration: underline;
}

.form-note {
  display: block;
  text-align: center;
  margin-top: 12px;
  font-size: 0.78rem;
  color: var(--muted);
}

/* ===== FAQ ===== */
.faq-list { max-width: 760px; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item summary {
  padding: 20px 0;
  font-family: 'Playfair Display', serif;
  font-size: 1.08rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  color: var(--blue);
}
.faq-item summary::after {
  content: '+';
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  transition: transform var(--transition);
}
.faq-item[open] summary::after {
  content: '−';
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item p {
  padding: 0 0 20px;
  font-size: 0.95rem;
  color: var(--muted);
  line-height: 1.7;
}

/* ===== CONTACT ===== */
.contact-layout { max-width: 800px; }
.contact-text p { color: var(--muted); margin-bottom: 32px; }
.contact-options {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.contact-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 28px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  transition: all var(--transition);
  gap: 8px;
}
.contact-card:hover {
  border-color: var(--gold);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}
.contact-icon {
  width: 44px; height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gold-pale);
  border-radius: 50%;
  color: var(--gold);
  margin-bottom: 4px;
}
.contact-icon svg { width: 22px; height: 22px; }
.contact-card strong { font-size: 1rem; color: var(--blue); }
.contact-card span:last-child { font-size: 0.82rem; color: var(--muted); }

/* ===== FOOTER ===== */
.footer {
  background: var(--blue);
  color: rgba(255,255,255,0.6);
  padding: 48px 0 0;
}
.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 40px;
}
.footer-brand {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.footer-logo { max-width: 220px; height: auto; width: 100%; }
.footer-tagline {
  font-size: 0.95rem;
  color: var(--gold);
  font-weight: 600;
}
.footer-social {
  display: flex;
  gap: 16px;
}
.footer-social a {
  color: rgba(255,255,255,0.7);
  transition: color var(--transition);
  display: flex;
  align-items: center;
}
.footer-social a:hover { color: var(--white); }
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-end;
}
.footer-links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.6);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--white); }
.footer-copy {
  font-size: 0.78rem;
  padding-bottom: 32px;
}
.footer-cta {
  display: flex;
  justify-content: center;
  padding: 28px 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 8px;
}
.btn-cta-float {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 36px;
  border-radius: 50px;
  border: 2px solid var(--gold);
  color: var(--white);
  background: transparent;
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition);
}
.btn-cta-float:hover { background: var(--gold); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(3, 1fr); }
  .about-layout { grid-template-columns: 1fr; gap: 40px; }
  .about-image { order: -1; }
  .about-photo-placeholder { max-width: 280px; }
}

@media (max-width: 768px) {
  .section { padding: 64px 0; }

  .nav {
    position: fixed;
    top: 0; right: 0;
    width: min(320px, 85vw);
    height: 100vh;
    flex-direction: column;
    background: var(--white);
    padding: 80px 32px 40px;
    gap: 24px;
    transform: translateX(100%);
    transition: transform var(--transition);
    box-shadow: -8px 0 30px rgba(0,0,0,0.15);
    align-items: flex-start;
  }
  .nav.open { transform: translateX(0); }
  .nav a { font-size: 1.1rem; color: var(--blue); }
  .nav a:hover { color: var(--gold); }
  .nav-cta { align-self: stretch; text-align: center; }
  .burger { display: flex; }

  .hero { min-height: auto; padding: 140px 0 70px; }
  .hero-trust { gap: 24px; }

  .stats-grid { grid-template-columns: 1fr 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .calc-layout { grid-template-columns: 1fr; }
  .calc-results { position: static; }
  .comparison-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .ebook-layout { grid-template-columns: 1fr; }
  .contact-options { grid-template-columns: 1fr; }
  .footer-top { flex-direction: column; align-items: flex-start; gap: 28px; }
  .footer-links { align-items: flex-start; flex-direction: row; flex-wrap: wrap; gap: 14px; }
  .footer-logo { max-width: 180px; }
  .footer-copy { text-align: left; }
}

@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .hero-trust { flex-direction: column; gap: 16px; }
  .calc-tabs { flex-direction: column; }
  .context-box { padding: 24px; }
}